Money Saving Tip of the Day by SavingsNut.com

Even when not “going out to eat” many people still go out to eat.  At least that is the result on their wallet or purse.  That Starbucks coffee and morning pastry, that fast food or restaurant lunch, a little snack or drink from the vending machine, snacks and drinks for the kids when running about town, and maybe even that school lunch, all add up to significant expenditures.  Think about it.  Ten dollars a day of these types of expenditures for a family  is over $3,600 per year (and many families spend a lot more).  And that is after tax dollars.  It’s closer to $5,000 a year before taxes.  How many of us would like to have a $5,000 raise, or even a $2,500 raise?  Knock out most of these types of expenditures by making your own coffee, snacks and lunches, and bringing your own drinks, and that is what you will get, a big raise.  Maybe paying down that credit card debt, or buying that big screen high definition TV, might just get a bit easier.